Shared Expenses

Digital Udhaar Khata:
Never Lose Track.

Keep track of money lent to friends or shared flat expenses. Split bills instantly and let the dashboard remember who owes whom, eliminating awkward money conversations.

Start Tracking for Free

Seamless Group Finance Management

Whether you are splitting a restaurant bill or tracking long-term loans to family members, our ledger keeps the math simple and transparent.

Easy Bill Splitting

Add a total bill amount, select your friends from your contacts, and the app automatically divides the cost evenly or by custom percentages. Perfect for trips and dining out.

Centralized Ledger

Maintain a running balance for every contact. When a debt is settled, easily mark it as paid, and the system instantly updates your main net worth dashboard.

Automated Reminders

Generate polite, pre-formatted WhatsApp reminder messages directly from the app to gently notify friends of pending balances without the awkward confrontation.

How to Split a Bill

Tracking shared expenses takes less than thirty seconds.

1

Enter the Expense

Log the total amount paid. For example, "₹1,200 for Dinner at Cafe." Specify which wallet or bank account you paid from.

2

Select Your Friends

Tag the contacts who shared the expense. You can split the bill equally, or assign exact amounts if someone ordered more than the rest.

3

Balances Auto-Update

Hit save. The app immediately adds ₹1,200 to your main expenses, but also adds the split amounts to your "Udhaar to Receive" dashboard.

A Modern Ledger for Indian Professionals

The concept of "Udhaar" (borrowing/lending) is deeply woven into daily life in India, from splitting tea at the office to managing rent with flatmates. However, keeping mental notes or using scattered chat groups often leads to forgotten debts and strained relationships.

MyHisabApp digitizes the traditional Khata book. By providing an online Udhaar Khata, you gain a clear, objective record of shared finances. This transparency ensures everyone pays their fair share on time, protecting both your personal budget and your friendships.

Engineered for Precision

Developed in Jaipur by Pawan Agarwal, a professional software developer focused on bringing enterprise-grade financial organization to everyday personal ledger management.

Bank-Grade Security

Frequently Asked Questions

Common questions about managing group expenses and ledgers.

Do my friends need to download the app?
No, your friends do not need an account. The Udhaar Khata acts as your personal ledger. If they want to see the breakdown, you can generate a secure summary link or PDF to share with them via WhatsApp.
Can I accept partial payments?
Yes. If a friend owes you ₹1,000 and pays back ₹500, you can log a partial settlement. The system will automatically update their outstanding balance to ₹500.
Is there a limit to how many contacts I can add?
There are no limits. You can manage ongoing balances for as many friends, family members, or colleagues as you need, all neatly organized alphabetically or by amount owed.
Does this integrate with my main net worth?
Yes, this is the main advantage of MyHisabApp. Money owed to you is actively tracked as an asset on your main dashboard, ensuring your total net worth calculation is always 100% accurate.

Stop losing track of your money.

Create Your Free Khata

No more awkward money conversations.

Track every rupee given and owed. Split bills with friends transparently — all in one dashboard.

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